Rbc express

Author: g | 2025-04-24

RBC Express is a cash management tool for businesses on top of a regular RBC bank account. Learn how RBC Express works, what it offers, and how it compares to RBC in Need a token? Ask your RBC Express administrator to assign you one in RBC Express.

RBC Express - RBC Royal Bank

Informed decisions.Partner Discovery: The platform enables businesses to identify potential importers and suppliers, supporting the expansion of their trade networks.Compliance Guidance: Provides essential information to help businesses navigate international trade regulations and ensure compliance in different markets.No Cost Registration: Businesses can sign up at no cost, gaining immediate access to the platform's comprehensive trade resources.RBC Trade Club Advantages:Global Networking: Specifically for eligible RBC clients, the Trade Club offers a platform to connect with businesses and clients from partner banks around the world, facilitating international collaboration.Industry-Specific Matchmaking: Delivers customized networking results based on a company’s specific industry, products, and strategic goals, streamlining the search for compatible business partners.Exclusive Membership: Access to the Trade Club is exclusive to select RBC clients, with more information available through consultation with an RBC representative.Cheque ProCheque-Pro™ is a remote cheque depositing service designed for businesses, enabling electronic deposits of cheques into RBC Royal Bank CAD or USD business accounts via RBC Express online banking or RBC Online Banking for Business. This service is particularly beneficial for businesses that frequently deposit cheques, operate multiple offices, or are located far from RBC branches.Advantages of Cheque-Pro include:Reducing the need for bank or courier trips for cheque deposits.The ability to view, print, and save images of the front and back of cheques.Same-day credit for deposits made before 10 p.m. EST on regular business days.Enhanced account reconciliation and reduced account adjustments, as deposits must be balanced before submission.Centralized capture and reconciliation of cheque deposit details from various locations.Requirements for Cheque-Pro:Enrollment in RBC Express online banking or RBC Online Banking for Business, with business accounts accessible on the platform.Acquisition of a compatible digital cheque scanner, available for purchase or lease from RBC at a monthly service fee.Cheque-Pro offers a streamlined and secure solution for businesses looking to optimize their cheque deposit processes, providing convenience and efficiency in managing financial transactions.However, there is also an easier way to deposit checks, and is also offered by RBC – the Mobile Cheque Scanner. The Mobile Scanner is an in-app functionality for the RBC Mobile App.Impact of RBC's Digital Products on SMBs/ SMEs BankingThe introduction of To enhance customer targeting.Real Estate Decision Support: Shares growth patterns and demographic data for neighborhoods, including information on major malls, to inform real estate decisions.In essence, RBC Insight Edge for Small Business is designed as an analytical tool to aid SMBs/ SMEs, ensuring that strategic decisions are data-driven and informed by current consumer and market trends.RBC Global TradeRBC Global Trade™ provides an online platform designed to facilitate the management of trade-related transactions for businesses. This service enables the issuance, reception, and administration of letters of credit, documentary collections, and guarantees through a web-based interface that is accessible from any location at any time.Core functionalities of RBC Global Trade include:Transaction Management: Users can handle letters of credit, guarantees, and documentary collections online, submitting requests and applications as needed.Online Document Access: The platform offers access to images of trade documents, simplifying document management and review processes.Reporting and Insights: It provides tools for accessing and customizing reports, allowing businesses to generate insights based on their trade activities.User Access Control: Businesses can mitigate risks and manage user permissions by establishing daily or transactional limits.Integration with RBC Express®: Users of RBC Express® can access RBC Global Trade directly through a single sign-on, enhancing the user experience.Operational Improvements:Resource Optimization: The platform aims to reduce the time and resources typically required for the manual creation and management of trade documents.Template Usage: Users can set up and utilize templates for various trade instruments, ensuring compliance with specific letter of credit requirements.SWIFT Compatibility: Letters of credit issued through RBC Global Trade are prepared to be SWIFT-ready when processed by RBC Trade Operations.RBC Global ConnectRBC Global Connect is an online platform offering free access to a range of resources aimed at facilitating international trade for businesses. This digital tool provides insights into market profiles, global economic trends, and practical tools to assist businesses in expanding their operations overseas. Additionally, the platform includes access to the RBC Trade Club, which serves as a networking hub, connecting businesses worldwide.Key Features of RBC Global Connect:Market Insights: Users can access detailed profiles of various countries and stay updated on global economic trends to make

RBC Express Client References-FR - Connexion RBC Express

Supportive ecosystem that grows with businesses. This includes:offering digital tools for account management.tailored financing solutions.efficient payment processing systems.data-driven insights to help SMBs/ SMEs make informed decisions.As SMBs/ SMEs are increasingly involved in global markets, their banking needs have become more complex, requiring solutions that can scale and adapt to international transactions and multi-currency operations.RBC's Digital Transformation JourneyThe Royal Bank of Canada (RBC) has embarked on a comprehensive digital transformation journey, positioning itself as a leader in the evolution of banking for small and medium-sized businesses/ enterprises (SMBs/ SMEs). Early Initiatives and Strategic VisionRBC's journey began with a clear strategic vision to harness the power of digital technology to meet the changing needs of its customers. Recognizing the potential of digital tools to enhance customer service, improve operational efficiency, and create new value propositions, RBC invested significantly in its technology infrastructure. This included upgrading core systems, enhancing cybersecurity measures, and adopting cloud technologies to ensure scalability and flexibility in its digital offerings.Launch of Digital Products for SMBs/ SMEsRBC's digital transformation for SMBs/ SMEs is showcased through products like NOMI, PayEdge, Cheque Pro, and Insight Edge, designed to meet their unique needs with features like predictive insights and efficient payment processing. Having a history of being a banking technology disruptor, RBC never stopped delivering new solutions for their client’s specific needs, and their digital centric approach represented an advantage during the 2020’s pandemic when they managed to onboard 400,000 new digital customers.Some of the solutions offered by RBC for SMBs/ SMEs and individuals are: RBC Mobile Banking – a mobile banking application available on iOS and Android, featuring NOMI, an innovative account dashboard with AI capabilities.RBC Express - premium online banking tool.PayEdge – accounts payable platform that automates payments to suppliers by integrating with your accounting system. PayPlan – a pay-over-time solution.Moneris – payment processor and POS. Ownr – automated legal tools.RBC Insights Edge – make more informed decision about business, clients and markets.RBC Global Trade - online platform that is used to issue, receive and manage trade transactions, including letters of credit, documentary collections and guarantees. RBC Global Connect – Free,. RBC Express is a cash management tool for businesses on top of a regular RBC bank account. Learn how RBC Express works, what it offers, and how it compares to RBC in Need a token? Ask your RBC Express administrator to assign you one in RBC Express.

What is the difference between RBC and RBC Express?

Performance with NOMI’s detailed insights. The app also supports up-to-date balance views, real-time transaction checks, mobile bill payments by photo, fund transfers, Interac e-Transfers, and international money transfers, among other functionalities.Another interesting feature of RBC Mobile app is the Mobile Cheque Deposit feature, enabling users to deposit cheques digitally with ease. This functionality allows for the capture of cheque images using a smartphone or tablet camera, facilitating immediate deposit into the user's account.Compatibility includes Android phones operating on OS 10 or later (Android tablets not supported) and requires iOS 14 or later for iPhone, iPad, and iPod Touch, with specific features like Siri and widget previews also requiring iOS 14+.RBC ExpressThe RBC Express Mobile Banking is a premium mobile solution tailored around SMBs/ SMEs banking needs. The solution is for businesses which are looking to delegate banking tasks to employees, need to manage many business accounts, and businesses who are reliant on efficient financial reporting and make large payments and transactions.This app aims to streamline business banking processes, making financial management more accessible for business owners and operators on the move.RBC PayEdgeRBC PayEdge stands out as a transformative solution in RBC's suite of digital products, designed to cater to the diverse and complex payment needs of SMBs/ SMEs. This platform offers a convenient end-to-end payments and reconciliation solution to businesses. Its design and functionality are appreciated by bookkeepers and accountants for its ability to streamline payment processes and integrate seamlessly with major accounting platforms.Key features of RBC PayEdge:Versatile Payment Integrations and Funding Flexibility - Provides the flexibility to access all funds across Canadian bank accounts and Mastercard or Visa credit cards, enabling businesses to execute multiple supplier and invoice payments in one consolidated order.Simplified Supplier Payments - The platform simplifies the process of setting up suppliers and paying them in their preferred format. Businesses can directly download supplier information from their accounting or ERP solution or create supplier records within RBC PayEdge. Seamless Accounting Integration - RBC PayEdge boasts seamless integration with most accounting and ERP software, including QuickBooks Online, Sage, and Xero. Global Payment Capabilities - Businesses can make Get a Quick Recommendation Monthly Debits Needed 12 or less Unlimited Credit Card Fee Rebate Included Yes No U.S. Debits Included Yes No Compare All Account Features Chequing Accounts That Match Criteria no value THE ESSENTIALS UNLIMITED DEBITS & MORE UNLIMITED DEBITS & EVEN MORE ALL-INCLUSIVE --> RBC Day to Day Banking --> RBC Day to Day Banking $4 monthly feelegal bug 1 Open Now for RBC Day to Day Banking RBC Advantage Banking --> RBC Advantage Banking $11.95 monthly feelegal bug 1 Open Now for RBC Advantage Banking RBC Signature No Limit Banking --> RBC Signature No Limit Banking $16.95 monthly feelegal bug 1 Open Now for RBC Signature No Limit Banking RBC VIP Banking --> RBC VIP Banking $30 monthly feelegal bug 1 Open Now for RBC VIP Banking RBC Day to Day Banking --> RBC Day to Day Banking $4 monthly feelegal bug 1 Open Now for RBC Day to Day Banking RBC Advantage Banking --> RBC Advantage Banking $11.95 monthly feelegal bug 1 Open Now for RBC Advantage Banking RBC Signature No Limit Banking --> RBC Signature No Limit Banking $16.95 monthly feelegal bug 1 Open Now for RBC Signature No Limit Banking RBC VIP Banking --> RBC VIP Banking $30 monthly feelegal bug 1 Open Now for RBC VIP Banking NO MONTHLY FEE FOR 1 YEARlegal bug 35 Get Apple Watchlegal bug 34 Get Apple Watchlegal bug 34 Right Account Guarantee® Includedlegal bug 2 Avion Points Minimum of 1 Avion point for every $10 spent on debitlegal bug 3 (when you enrol eligible account in the Value Program) Minimum Balance Required None Interac e-Transfer Transactionslegal bug 4,legal bug 5 FREE Debit Transactions 12/month, plus unlimited free debits for eligible public transit legal bug 6 ($1.25 each thereafter) Unlimited in Canada Unlimited in Canada Unlimited worldwidelegal bug 26 Fee to Use Non-RBC Interac ATM in Canada $2 eachlegal bug 7 No feelegal bug 7 3 waived/monthlegal bug 8 ($2 each thereafter) No feelegal bug 7,legal bug 9 Cross-Border Debitslegal bug 10 $1 each $1 each 5/month ($1 each thereafter) FREE Eligible Credit Card Annual Fee Rebate — —(Up to $48 rebate for studentslegal bug 11) Up to $48 rebatelegal bug 12 Up to $120 rebatelegal bug 13 Annual Fee Rebate (Up to $39 rebate for studentslegal bug 11) --> Additional Accounts with Waived Transaction Fees and Unlimited Debit Transactions — — — Up to 2 Canadian

RBC Express Administration - RBC Royal Bank

Bonus.Legal Disclaimer52To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“Eligible RBC Card”). You must be enrolled in RBC Online Banking in order to link your Eligible RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a retail Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.Legal Disclaimer53Petro-Canada and Petro-Points are trademarks of Suncor Energy Inc. Used under licence. All other trademarks are the property of their respective owner(s).Legal Disclaimer54The annual contribution limit is $5,500. This limit will rise along with inflation in future years, in $500 increments. In addition, you can carry forward unused contribution room indefinitely. Previous contribution limits were $5,500 for 2016 and 2017, $10,000 for 2015, $5,500 for 2013 and 2014, and $5,000 for the years 2009 to 2012. Your TFSA contribution limit is tracked by the Canada Revenue Agency (CRA); if you are unsure of your limit, please check with the CRA.Legal Disclaimer57To participate in this offer as an RBC business client, you must have an RBC client card or credit card issued by Royal Bank of Canada (excluding RBC Commercial Avion, RBC Commercial U.S. Dollar Visa, RBC Commercial Cash Back Visa, and RBC Commercial Visa) (“Eligible RBC Card”). When you participate in the Linked Loyalty Program as an RBC business client, you will only be able to link up to two (2) eligible business RBC credit cards and one RBC client card to a Petro-Points account. You must be enrolled in RBC Online

RBC express credit - RBC Clearing Custody

Deposit, a monthly pre-authorized payment, or a bill payment made at minimum once per month. Conditions apply. For complete details, please see the Value Program Terms & Conditions. --> By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. Multiple products in a single Product Category will be considered one Product Category. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or an eligible bill payment made at minimum once per month. An eligible bill payment means a bill payment completed through either RBC Online Banking, the RBC Mobile app, using an RBC ATM, or using Telephone Banking Services, and excludes any bill payment made: (i) in-person at an RBC Royal Bank branch with an RBC Advisor, (ii) to an RBC credit card account, or (iii) using an RBC Virtual Visa Debit® associated with your Enrolled Account. Conditions apply. For complete details, please see the Value Program Terms & Conditions. Legal Bug 17) RBC Advantage Banking for students allows eligible full-time students to receive a full waiver of the standard Monthly Fee applicable to our RBC Advantage Banking account. Please refer to the section labelled “Rebates and Discounts: RBC Advantage Banking for students” in the document entitled “Addendum to April 30, 2020 Personal Deposit Accounts Disclosures and Agreements”, which provides information specific to the RBC Advantage Banking account to supplement the information provided in the Personal Deposit Accounts Disclosures and Agreements document. --> RBC Advantage Banking for students allows eligible full-time students to receive a full waiver of the standard Monthly Fee applicable to our RBC Advantage Banking account. Please refer to the section labelled “Rebates, Fee Waivers and Discounts: RBC Advantage Banking for students” in the document entitled “Personal Deposit Accounts (PDA) Disclosures and Agreements”, which provides information specific to the RBC Advantage Banking account to supplement the information provided in the. RBC Express is a cash management tool for businesses on top of a regular RBC bank account. Learn how RBC Express works, what it offers, and how it compares to RBC in

RBC Express Credit - RBC Wealth Management

U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard.Legal Disclaimer21RBC VIP Banking account comes with a choice of up to two additional Canadian dollar deposit accounts, to be selected among the RBC Day to Day Banking, RBC Enhanced Savings and RBC Day to Day Savings accounts, and one additional U.S dollar deposit account, limited to the U.S. Personal Account, with the monthly fees waived. Note: Due to system limitations all accounts must be opened by the client in the same geographic location or region to be recognized for this bundling feature. If you have questions, please speak to your branch.Legal Disclaimer22Open an eligible business deposit account for your first business in Canada and receive a $50 bonus which will be credited to your new business deposit account within 90 days. Eligible business deposit accounts include: RBC Digital Choice Business account package, RBC Flex Choice Business account package and RBC Ultimate Choice account package. This offer is only available to Small Businesses registered in Canada by newcomers who have been in Canada for 5 years or less. This offer cannot be combined with any other offer. The account must remain open for at least 6 months from the date it was opened. If the account is closed within 6 months, Royal Bank of Canada reserves the right to recover the full cash credit. RBC can amend or withdraw this offer at any time without notice.Legal Disclaimer23Must be enrolled in RBC Online Banking or the RBC Mobile app and have either a Canadian RBC Royal Bank chequing or savings account. Some restrictions may apply. Cannot send funds from a US dollar account, or the RBC High Interest eSavings account.Legal Disclaimer25RBC Mobile is operated by